wb self help group & self employment dept. Schemes list 2022 in West Bengal, SVSKP, WBSSP, Karma Tirtha, Samaj Sathi, Muktidhara schemes for SHGs, check complete details here

WB Self Help Group & Self Employment Dept. Schemes

Scheme List of West Bengal Self-Help Groups and Self-Employment Department. West Bengal State Government has launched a large number of schemes for Self Help Groups to promote women in the society.

In this article we will tell you about the complete list of schemes launched by WB Self Help Group and Self Employment Department led by CM Mamata Banerjee.

Also Read: WB Prochesta Prokolpo Yojana Application Form

Schemes List of WB Self Help Group and Self Employment Department

Here is the complete details about the schemes as currently running by the SHG and Self Employment Department in the state of West Bengal:-

Swami Vivekananda Self-reliant Karma Sansthan Prachar (SVSKP)

Scheme implemented by- West Bengal Self Employment Corporation Limited (WBSCL).

Objective of SVSKP

“Swami Vivekananda Karmanishtha Prakashan (SVSKP)” flagship scheme to create self-employment opportunities for unemployed youth including members of backward classes, minorities and women across the state. The unemployed youth are helped to start individual or group enterprises with bank finance on fulfillment of certain criteria prescribed in the scheme.

Subsidy for Individual/Group in SVSKP

Maximum Govt. The West Bengal Self-Employment Corporation Limited (WBSCL) provides a subsidy of Rs 1.5 lakh for an individual and Rs 3.5 lakh for a group of above five for 30% and above of the project cost.

For individual people, it is called “AtmaMaryada” and for a group it is called “AtmaSamman”.

Training in SVSKP Scheme in West Bengal

The main objective of the scheme was to generate self-employment in the state. The unemployed are identified and trained wherever possible as they come up with their own projects for institutional finance, thereby subsidizing the entrepreneurs by the state government. With the advent of the new government. In the state, certain amendments have been brought in the scheme. Whereas the quantum of subsidy has been increased from 20% to 30%.

Amazingly, the scheme is named after India’s youth icon Swami Vivekananda and since 19.09.2012 its name has been changed to ‘Swami Vivekananda Swayambhar Karmasansthan Pracharak’. Greater stress has been placed on training, especially on trades where abundant locally available raw materials are wasted due to ignorance, use to make finer articles and on traditional crafts where there is sufficient potential can go.

West Bengal Swayambar Sahay Prakashan (WBSSP)

Scheme implemented by West Bengal Swarozgar Nigam Limited (WBSCL)

Purpose of WBSSP

In order to provide relief from the interest burden on bank loans taken by Self Help Groups (SHGs), the state government has launched the West Bengal Swayambhairasahayak Prakalpa (WBSSP) scheme. As per this scheme with effect from 01/04/2014, the government will provide interest subvention to eligible SHGs on a part of the interest charged by commercial, regional rural and cooperative banks on bank loans.

Low interest component on loans to SHGs

Considering that on the loan component of SHGs at 11% pa on bank interest, the government will subsidize the interest component of the loan @ 9% pa and the beneficiary will have to pay the remaining portion i.e., @ 2% pa for streamlining the system. It has been decided by the Government that banks will submit the subsidy claim to the West Bengal Self Employment Corporation Limited, who will verify the claims and make the e-payment directly through the eligible SHGs. RTGS / NEFT.

Skill Development Training of SHG Members and Entrepreneurs

With a view to generating employment opportunities, skill up-gradation, develop a qualitative standards of products of self-employed enterprises, the SHG&SE department has been conducting training programs on various trades.

• district level officer
• West Bengal Self Employment Corporation Limited (WBSCL).

training topics

Tailoring, Soft Toy Making, Jori Craft, Floriculture, Jute Products Manufacturing, Goat Farming, Computer Application, Marketing, Handmade Paper Bag Making, Napkin Making, Vermi Compost Production, Organic Farming, Industrial Hand Girls Making, Ormental Candle Making, Agarbatti Making etc. . ,

Thrust for training in Jungal Mahal areas of the state

Special training programs have been organized in 23 blocks of 3 districts, Purulia, Bankura, and Pashimmedinipur in Jangalmahal, with a view to generate employment opportunities and develop qualitative standards of products of SHGs. From herbal dye production, dry flower making, various products made from babui grass, hen feather quilts, plates for salt leaves, eucalyptus oil extraction, designer mussels, articles from lac, etc., training has been imparted.

Karma Teerth Yojana – Construction of Training-cum-Marketing Complexes

This department has initiated a program of setting up projects of Training-cum-Marketing Complexes (Karma Teerth) in Districts and Sub-Divisional Headquarters under the State Scheme to facilitate training of SHGs for skill development and marketing of their products. .
For more information on Karmatirtha: https://wb.gov.in/government-schemes-details-karmatirtha.aspx

Samaj Sathi Scheme – Personal Accident Insurance Scheme for SHGs

The state government has taken an initiative named Samaj Sethi Yojana which is a personal accident insurance scheme for the SHG members of the state. The work in this regard has been entrusted to the SHG & SE department as the nodal department and WBSCL as the implementing agency. The department assigned insurance companies to National Insurance Company Limited and Cholamandalam MS General Insurance Company Limited to provide accidental insurance benefits to SHG members.

Target Group / Age Limit for Samaj Sathi Scheme

• Target Group – SHG Members
• Age Limit – 18-60 Years

Features of Samaj Saathi Scheme

• 2 lakh for accidental death and permanent total disability.
• Rs. 1,50,000/- (Max.) for Partial Permanent Disability.
• 60000 for emergency medical treatment.
• Incidental Outdoor Medical Treatment (Day Care) up to Rs. 5,000/- (Max.).
• 2500/- for funeral rites for accidental death over and above the principal amount.

Muktidhara (Sustainable Livelihood Project)

The department started a sustainable livelihood project called ‘Muktidhara’ during 2012-13. It has been implemented initially in Purulia and Paschim Madinipur districts, to create sustainable livelihood of the members of Self-Help Groups (SHGs) and to reduce their poverty and develop them economically. The project is being implemented in collaboration with NABARD. This project will be implemented in 7 more districts of the state namely Howrah, Hooghly, N. 24 Parganas, S. It is going to be implemented in 24 Parganas, Nadia, Murshidabad and Burdwan. For more information about Muktidhara Yojana, https://wb.gov.in/government-schemes-details-muktidhara.aspx click on

Also Read : WB Karmo Bhumi Portal Registration

Organizing fairs and exhibitions

Regularly organize fairs and exhibitions to establish a relationship with/with potential buyers besides opening avenues for marketing the products of self-employed entrepreneurs and creating awareness about the quality, prices, and utility of the products of SVSP entrepreneurs. is organized. The department organizes the State Level, Kolkata Sublamela and District Level Sublamela.

Self Help Groups (SHGs) are not only successful to a great extent in selling their goods, but most of them work with some business houses, vendors and reputed personalities of the marketing world for future sales of their products all throughout the year. The link was successful in establishing. Round. Dissemination of knowledge among SHGs and SEs and common people related to their products, including niche products was also a major objective.

Cultural programs were also organized every evening to make this fair more attractive. The objective of the department is to provide SHGs and entrepreneurs access to both domestic/national and international market. Looking at the comments and reactions from the general public as well as the dignitaries, it can be said that the fair was a smashing success. A select few SHGs and individual entrepreneurs participate in the India International Trade Fair every year to acknowledge the exclusive innovative products manufactured by SHGs and self-employed entrepreneurs and by buyers from all cross sections of the Indian capital city societies. bought and bought. by buyers from outside the country. In addition, a large no. SHGs participate in the fairs organized by different state government departments.

Other Self Help Group (SHG) Scheme in West Bengal – 700 crores for 50 lakh rural women

West Bengal government is going to launch a new scheme of around Rs 700 crore to bring about 50 lakh, rural women, under the Self Help Group (SHG) scheme. After this, all the women living in villages (rural areas) will get the benefit of training and loans. Accordingly, the government is aiming to make WB women self-reliant and independent.

Under this scheme, the government will provide skill development training and vocational training to rural women. Apart from this, the government will also arrange loans to make self-employed. Apart from this, the government will also promote the products of SHGs through state government departments. WB SHG scheme will result in the holistic development of women and will be in 3 phases.

West Bengal Self Help Group (SHG) Scheme – 3 Phase

WB government will implement this scheme in 3 phases which are as follows:-

• Identification and Training (Phase I) – In the first phase, the State Govt. Will identify rural women who are not covered under the SHG network. After the identification process, the government will provide skill development training and its entire cost will be borne by the state cooperative department.
• Loans to Rural Women (Phase II) – West Bengal government is going to provide loans to women in villages. Accordingly, the government will give interest subvention on loans from various cooperative banks and cooperative societies. Subsequently, women get these loans for self-employment at low-interest rates.
• Promotion and marketing of SHG products (3rd phase) – The final phase of the scheme will involve the promotion and marketing of the products of these SHGs. For this reason, the government will open SHG outlets and also create a network of other state government departments such as Agriculture Marketing, Food and Supplies, and Small and Medium Industries Department.

As of now, there are around 2 lakh active SHGs in West Bengal and about 50 lakh women are associated with it. Therefore, the state government wants to increase this number to 1 crore with the addition of 50 lakh more women. After this, the government will complete this project of opening 2 lakh more SHGs in Bengal in the financial year 2018-19.

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