check your cibil credit score online free of cost on WhatsApp WhatsApp includes a unique feature “Whatsapp for Credit Score”

Check your CIBIL Credit Score Online Free of Cost on WhatsApp

A credit score is a 3-digit number that evaluates the creditworthiness of a consumer. It is based on your credit history like paying loan EMIs, credit card dues etc. Now, WhatsApp has included a one-of-a-kind feature called “WhatsApp for Credit Score” to provide free credit scores (CIBIL scores). All its users are in India. The facility to provide credit reports and credit ratings online is available after the integration of Wishfin with WhatsApp.

In India, various credit bureaus like CIBIL, Equifax, and Experian provide credit scores. Out of these, CIBIL’s credit score is the most trusted and helps an individual to know about his credit history. A good credit score will help people to get loans and visas to other countries easily.

People generally come to know about their credit score when they apply for a home loan or other bank loan and they have to provide their CIBIL score. Now all users can access their credit score on WhatsApp absolutely free. Banks usually offer lower interest rates and other benefits to those with higher Citizen Score.

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How to Check Your CIBIL Score – Free Credit Score on WhatsApp in India

Given below is the complete procedure to check free credit score on WhatsApp:-

• Step 1 – First of all give a missed call on 8287 151 151 or enter the mobile number on the Wishfin website.
• Step 2 – Then your number will be added to the WhatsApp chat. You will receive a WhatsApp message from a verified business account “Wishfin CIBIL Score”.
• Step 3 – Start the process and enter the name, date of birth and gender to know the free credit score.
• Step 4 – Enter your Permanent Account Number / PAN Card Number.
• Step 5 – Type your complete residential details (similar to banking details).
• Step 6 – Enter your “City of Residence” followed by State and Pincode.
• Step 7 – Finally, people have to enter the ‘Email ID’.
• Step 8 – You can check your latest CIBIL score directly in your WhatsApp chatbox.

People can easily get their credit report, credit score and 12 monthly credit updates absolutely free. Also to get detailed reports, log on to the official Wishfin website. People https://www.wishfin.com/cibil-score You can also check the free credit score on Wishfin’s website through the link.

Free Credit Score on WhatsApp in India – Things to Remember

• Wishfin may ask a few further questions to verify the user and double-check the identity for security.
• Mobile number and e-mail id both will get One Time Password (OTP), so enter both to verify yourself.
• After the CIBIL credit score is calculated and displayed to the user, the user will be automatically removed from the Wishfin CIBIL score group on WhatsApp.

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Receive credit reports from other channels

People can also get their credit report from various other channels as mentioned below:-

• From Credit Bureaus – The Reserve Bank of India has made it mandatory for each of the operational credit bureaus to provide at least one free complete credit report per year to every person making a request. This report should contain all the details of the past history as per the details provided by the banks. People can access these reports from the websites of credit bureaus.
• From Fintech Platforms – Various fintech companies have tied up with credit bureaus to provide free credit reports. In return, these companies get user data that they can use to analyze cross-market products. Some fintech platforms also ask people about personal details like salary and current employer.

Wishfin Partnership with WhatsApp

WhatsApp is a great software for voice and chats interactions/engagement with customers. Thus using WhatsApp for Credit Score, customers can easily monitor their credit health at their convenience by giving a missed call on 82 87 151 151. WhatsApp has more than 250 million users in India. All users can now easily and simply check their free credit score in no time.

Earlier, Wishfin partnered with WhatsApp to test its enterprise business solution. So, Wishfin had launched a loan and credit card application on WhatsApp. The move was a huge success and thus it is believed that WhatsApp is a great engagement tool for financial products.